Business Succession Planning

A key goal of many of our business owner clients is to someday transfer their business interest to either family members or key employees. Properly done, this type of planning can offer to both the current and successor owner a worry free, tax efficient method of business succession. Furthermore, the loss of a business owner through death or disability can catch even the most efficiently managed small companies off guard and, worse, unprepared to deal with the repercussions. Family businesses, in particular, are susceptible to erosion of capital due to estate taxes and legal fees; not to mention the possible hurdles of voting control being scattered among heirs, with conflicting points of view impeding the business’ operation and growth.

Insurance Saves a Family Business


A Tax Deductible Business Succession Plan Using an ESOP
Business Valuation for Closely Held Businesses
Transferring Ownership & Control of Your Closely-Held Business
Life Insurance - Saving Business Dreams

* Guardian, its subsidiaries, associates and employees do not give tax or legal advice.