Richard M. Rubenstein - Esq.

About Me:

I develop long term relationships with my clients and base them on integrity and commitment to them, their families, friends and businesses. Our initial work together is the coordination and integration of all aspects of their business and personal finances. My role is to provide professional counsel to all financial aspects of the client. My goal is to provide my clients with the financial confidence necessary to maximize efficiency and effectiveness in achieving great success, wealth and financial freedom.

As a practicing attorney and financial services professional with over 19 years experience, I am uniquely qualified to assist my clients with all aspects of financial estate planning and business succession planning.

As a father of a child with special needs who suffered from a neuromuscular disorder, I am well versed and have a heartfelt commitment to assist families who require special needs planning.

I currently reside in Yorktown Heights, NY with my wife Michele, our daughter Emma and our dog Ike.

Specialized Services:

Estate Planning
Retirement Planning
Pension Design and Administration
Cash Flow Analysis
Insurance planning and Design
Family Business and Succession Planning
Executive and Group Benefits
Special Needs Planning

Professional Organizations:

New York State Bar Association
—Committee on Issues Affecting People with Disabilities
—Estate Planning Section
—Elder Law Section
National Society of Financial Services Professionals
—Estate Planning Section
National Association of Insurance and Financial Advisors
Million Dollar Round Table

Community and Charitable Organizations:

Chairman, National Board of Directors, Families of Spinal Muscular Atrophy
Greater New York Chapter, Families of Spinal Muscular Atrophy
New York City Area, Muscular Dystrophy Association
Chairman,Town of Yorktown, Board of Ethics
Town of Yorktown, Group Home Committee


Yorktown High School
New York University, Bachelor of Arts, Political Science and History
Brooklyn Law School, Juris Doctorate


Juris Doctorate
Admitted to Practice Law in the State of New York
—United States District Court, Southern District of New York
—United States District Court, Eastern District of New York

Retired Income Certified Professional®

Check the background of this investment professional on FINRA’s BrokerCheck.


Richard M. Rubenstein is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), supervised from 800 Westchester Avenue, Suite 409, Rye Brook, NY 10573, 914.288.8800. Securities products/services and advisory services are offered through PAS a registered broker/dealer and investment advisor. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Strategies for Wealth is an agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Strategies for Wealth is not an affiliate or subsidiary of PAS or Guardian. PAS and the representative do not provide legal advice or services.
Legal services provided by Richard Rubenstein are not offered through PAS, Guardian or Strategies for Wealth. Not practicing law for Guardian or any subsidiaries or affiliates thereof.
PAS is a member of FINRA/SIPC.