Hiram Arnaud is a financial analyst and holistic wealth advisor with Strategies for Wealth. Hiram works with individuals and families, and always considers the entire financial portfolio of his clients within the context of their ultimate goals and desired lifestyles. More importantly, he helps them understand the importance of making strategic and educated choices, by focusing on the power of cash flow, strong savings, planning beyond retirement, and making consistent progress. Completely transparent in his process, Hiram aims to see beyond the financial picture to the desired outcome for the assets he’s managing, embracing the mentality that every financial plan has a purpose. This helps clients reframe and better understand their relationship with their money, and leverage this to help enhance security and accumulate wealth.
Hiram has been a recipient of The lives Leader Aware for three consecutive years, is a recipient of The Client Builder Award, and a consistent Leader’s Club qualifier. He has also been inducted into Who’s who in Latin America for his performance in financial services, as well as into the Continental Who’s Who, as a Pinnacle Professional in the field of finance.
Through his upbringing and experience, Hiram has learned to prioritized the personal relationships he builds with clients above all else, enabling an awareness of his clients’ goals beyond what they represent financially. His unique ability to communicate with clients is reflected through his involvements outside his profession. Hiram balances his experience in wealth management with participation in several outreach programs, including NY Cares and Dominicans on Wall Street (DOWS), where he has held office as President of the Public Relations and Fundraising Committee from 2006 and 2008. Hiram was also a New York City Chapter Inroads Scholar, which is a competitive leadership program for students.
Prior to joining Strategies for Wealth, Hiram was an Associate Director at UBS Americas Inc., where he served as a credit analyst responsible for underwriting various warehouse credit facilities for the Asset Backed Securities (ABS) lending portfolio. He was also a Senior Associate for the Financial Institution Group (FIG) at Moody’s Investors Service, where he researched and analyzed quantitative and qualitative information for issuer credit analysis, covering commercial finance, consumer finance, credit cards, and auto captive sectors. Hiram’s experience in complex transactions has been enhanced by multiple professional training programs throughout his career, including Cash Flow, Debt Capacity and transaction Structuring at Pimley & Pimley Inc.; Structured Finance training at Moody’s; and Securitization and ABS training at Fitch. Additionally, Hiram is Bloomberg Certified by Bloomberg University.
Hiram holds a Bachelor of Arts degree in Finance with a concentration in Economics from Manhattanville College in New York, where he was the recipient of the Manhattanville College Board of Trustees Scholarship from 1996 to 2000.
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Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products & services and advisory services offered through PAS, member FINRA, SIPC. Financial Representative, The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. Strategies for Wealth is not an affiliate or subsidiary of PAS or Guardian. 2014-5785 Exp 5/16.